From The Hoss's Mouth
Hoss Cents Free Financial Money Magazine turns its attention to the Obama and McCain presidential election. The Hoss has researched both Obama and McCain campaign literature. Each candidate has a clearly defined and opposing view. Over the next several weeks, The Hoss will provide information on the key issue's important to the public. He will provide summary information on Obama's and McCain's plans for health care, education, taxation, and military strategy.
The winner of this presidential election will have a huge impact on the direction of the American economy over the next four years. The Hoss hopes the information he provides will help you to vote for the candidate whose values are closest to your own, whether that be Barack Obama or John McCain.
Onto the issue at hand...health care in the United States costs over $2 trillion a year. The Hoss has provided a summary of each candidate's health care plan below, which is by no means a complete picture. For detailed information, The Hoss suggests you visit their respective websites.
Barack Obama: According to Obama's website, he has a three part plan to improve the U.S. health care system:
(1) Provide affordable, comprehensive and portable health coverage for every American:
- Guaranteed eligibility
- Comprehensive benefits
- Affordable premiums, co-pays and deductibles
- Simplify paperwork and rein in health costs
- Easy enrollment
- Portability and choice
- Quality and efficiency
- National health insurance exchange
- Employer contributions
- Mandatory coverage of children
- Expansion of Medicaid and SCHIP (State Children's Health Insurance Program)
- Flexibility for state plans
(2) Modernize the U.S. health care system to contain spiraling health care costs and improve the quality of patient care:
- Reduce costs of catastrophic illnesses for employers and their employees
- Lower costs by ensuring patients receive quality care
- Support disease management programs
- Coordinate and integrate care
- Require full transparency about quality and costs
- Ensure providers deliver quality care
- Promote patient safety
- Align incentives for excellence
- Utilize comparative effectiveness reviews and research
- Tackle disparities in health care
- Reform medical malpractice while preserving patient rights
- Lower costs through investment in electronic health information
- Improve technological systems
- Lower costs by increasing competition in the insurance and drug markets
- Increase competition
- Drug re-importation
- Increase use of generic medications
- Lower Medicare prescription drug benefit costs
(3) Promote prevention and strengthen public health, to prevent disease and protect against natural and man-made disasters.
John McCain: According to McCain's website, his health care plan will provide better health care at a lower cost for every American. He has listed the following initiatives:
- Provide cheaper drugs
- Provide initiatives to reduce chronic disease
- Provide coordinated care
- Improve access and convenience
- Deploy information technology
- Reform Medicaid and Medicare
- Promote the availability of smoking cessation programs
- Tort reform. Fight for medical liability reform that eliminates lawsuits directed at doctors who follow clinical guidelines and adhere to proven safety protocols.
- Improve transparency
- Reforms to make health insurance innovative, portable and affordable
- Health care costs: Make it easier for individuals and families to obtain insurance
- Make the Tax Subsidy fair
- Make insurance more portable
Again, The Hoss reminds you this is a summary of the health care plans of Obama and McCain. Details of how each intends to achieve these goals can be found on their respective websites.
Stay on track,
The Hoss
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